Privacy Policy
Effective Date: January 1, 2026
NewPath Consulting ("Company," "we," "us," or "our") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website or use our loan consulting services. Please read this policy carefully. If you disagree with its terms, please discontinue use of our site.
1. Information We Collect
We may collect the following categories of personal information:
Personal Identification Information
Name, email address, phone number, mailing address, date of birth, and Social Security Number (when required for loan processing).
Financial Information
Income, employment information, credit score range, debt obligations, loan amount requested, and loan purpose.
Usage Data
IP address, browser type, pages visited, time spent on our site, referring URLs, and device information, collected automatically through cookies and similar technologies.
Communications
Records of your communications with us, including emails, text messages, phone calls, and form submissions.
2. How We Use Your Information
We use the information we collect for the following purposes:
- To evaluate your eligibility for our consulting services
- To match you with appropriate loan products and lenders
- To contact you about your application and loan options
- To provide customer support and respond to your inquiries
- To send transactional communications related to your application
- To send SMS messages for which you have provided consent
- To improve our website, services, and user experience
- To comply with legal obligations and regulatory requirements
- To detect and prevent fraud and unauthorized access
- To conduct analytics and measure the effectiveness of our services
3. SMS Communications
By providing your phone number and checking the SMS consent box on our forms, you agree to receive text messages from NewPath Consulting regarding your loan inquiry, application status, and related services.
Consent is not a condition of any purchase or service. Message frequency varies. Message and data rates may apply. Reply STOP to opt out at any time. Reply HELP for help. For more information, text HELP to our number.
We do not sell or share your phone number with third parties for their marketing purposes. You may opt out of SMS communications at any time by replying STOP to any message, by contacting us at info@newpathfin.com, or by calling us at (714) 643-5916.
4. Data Sharing and Disclosure
We do not sell or share your personal information with third parties for marketing purposes.
We may share your information in the following limited circumstances:
With your explicit consent, we share your information with our network of lenders for the purpose of obtaining loan offers on your behalf. You authorize this sharing when you submit your pre-qualification application.
We work with trusted third-party service providers who assist us in operating our website and conducting our business (e.g., email platforms, CRM systems, analytics providers). These providers are bound by confidentiality agreements and may only use your data to perform services for us.
We may disclose your information if required to do so by law, court order, or governmental authority, or if we believe disclosure is necessary to protect our rights, your safety, or the safety of others.
5. Data Security
We implement industry-standard security measures to protect your personal information, including:
- 256-bit SSL/TLS encryption for all data transmission
- Secure server infrastructure with access controls
- Regular security audits and vulnerability assessments
- Employee training on data privacy and security
- Limited access to personal data on a need-to-know basis
While we take reasonable precautions, no method of transmission over the internet is 100% secure. We cannot guarantee absolute security of your information.
6. Your Rights
Depending on your jurisdiction, you may have the following rights regarding your personal information:
To exercise any of these rights, contact us at privacy@newpathfin.com.
7. Cookies and Tracking Technologies
We use cookies and similar tracking technologies to enhance your experience on our website. Cookies are small data files stored on your device that help us:
- Remember your preferences and settings
- Understand how visitors use our website
- Improve site performance and user experience
- Measure the effectiveness of our marketing efforts
You can control cookies through your browser settings. Note that disabling cookies may affect certain functionality on our website.
8. Data Retention
We retain your personal information for as long as necessary to provide our services, comply with legal obligations, resolve disputes, and enforce our agreements. When your information is no longer needed, we securely delete or anonymize it. Application data is typically retained for 7 years in accordance with financial services regulations.
9. Children's Privacy
Our services are not directed to individuals under the age of 18. We do not knowingly collect personal information from minors. If you believe we have inadvertently collected information from a minor, please contact us immediately and we will take steps to delete it.
10. Changes to This Policy
We may update this Privacy Policy periodically to reflect changes in our practices or applicable law. We will post the updated policy on this page with a new effective date. We encourage you to review this policy regularly. Continued use of our services after changes are posted constitutes your acceptance of the updated policy.
11. Contact Information
If you have questions, concerns, or requests regarding this Privacy Policy or our data practices, please contact us:
Anaheim, CA 92801
Last updated: January 1, 2026
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