Our Services

Comprehensive loan consulting solutions designed to match your financial goals with the right lending options.

Personal Loans

Unsecured personal financing from $10K to $100K

Our personal loan consulting service is designed for qualified borrowers who need access to capital without putting up collateral. Whether you're funding home improvements, covering medical expenses, managing a life event, or simply need financial flexibility, we work with our lender network to find competitive unsecured personal loan options tailored to your credit profile.

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Up to $100K — No Collateral Required

Key Benefits

Loan amounts from $10,000 to $100,000

No collateral or assets required

Fixed interest rates for predictable payments

Terms from 24 to 84 months

Fast approval — decisions in as little as 48 hours

No prepayment penalties on most options

Eligibility Requirements

680+ credit score required

$60,000+ annual income

No bankruptcies, foreclosures, or repossessions

No late payments in the past 6 months

Debt-to-income ratio under 40%

Business Loans

Unsecured business funding to fuel your growth

Growing a business takes capital, and traditional lenders don't always move fast enough. Our business loan consulting service connects qualified business owners with unsecured funding options — no personal assets on the line. From expanding operations to covering inventory, equipment, or marketing, we help you secure the capital your business needs to reach the next level.

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Grow Your Business Without Risking Your Assets

Key Benefits

Unsecured business funding — no business assets required

Funding for startups and established businesses

Flexible use of funds for any business purpose

Competitive rates based on owner creditworthiness

Expedited processing for qualified businesses

Consultant support through the entire funding process

Eligibility Requirements

Owner must have 680+ personal credit score

Business owner income of $60K+ annually

Active business in good standing preferred

No recent business bankruptcies or foreclosures

Clean personal financial history past 6 months

Debt Consolidation

Combine high-interest debt into one manageable payment

High-interest credit card debt can feel like a treadmill — you make payments but the balance barely moves. Our debt consolidation consulting service helps qualified borrowers roll multiple high-interest debts into a single, lower-rate loan. The result: reduced monthly payments, a clear payoff timeline, and often thousands of dollars saved in interest.

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Stop Paying Credit Card Rates — Consolidate Today

Key Benefits

Combine multiple debts into one fixed payment

Typically lower interest rates than credit cards

Simplified finances with a single monthly payment

Clear payoff date — know exactly when you'll be debt-free

Potential to save thousands in interest over the loan term

Improve your debt-to-income ratio and credit utilization

Eligibility Requirements

680+ credit score for best rates

Minimum $60K annual income

Total debt being consolidated must be unsecured

No recent late payments or delinquencies

Demonstrated ability to repay (stable income)

Financial Analysis

Comprehensive financial review and strategic guidance

Not sure which loan product is right for you, or whether you'll qualify? Our financial analysis service provides a thorough review of your complete financial picture. We assess your credit profile, income, existing debt obligations, and financial goals to create a tailored roadmap. You'll receive clear, honest guidance on your eligibility, recommended loan products, and the best strategy for achieving your financial objectives.

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Know Where You Stand Before You Apply

Key Benefits

Complete review of your credit profile and score

Income and debt-to-income ratio analysis

Identification of optimal loan products for your situation

Actionable steps to improve your borrowing profile if needed

Strategic guidance on timing and loan structuring

Written summary report of findings and recommendations

Eligibility Requirements

Open to all prospective clients

No minimum credit score for initial analysis

Consultation available at no upfront cost

Results delivered within 1 business day

Confidential and secure data handling

FAQ

Frequently Asked Questions

Everything you need to know about working with NewPath Consulting.

Still Have Questions?

Our consultants are ready to help. Reach out or start the pre-qualification process today.